Last updated: July 08, 2026
1. Acceptance of These Terms
These Terms of Use (“Terms”) form a legally binding agreement between you (“you”, “user”) and Softist Services Private Limited (“we”, “us”, “our”), the operator of offerminty.com (the “Site”). By accessing or using the Site you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, please stop using the Site immediately.
2. About offerminty.com
offerminty.com is an independent, advertising-supported publisher website that publishes editorial guides, comparisons and reviews. offerminty.com is not a bank, a credit-card issuer, a lender, a broker or a regulated financial adviser. Nothing on the Site should be taken as financial, tax or legal advice tailored to your circumstances.
3. Eligibility
You must be at least 18 years old and legally capable of entering into a binding contract in your country of residence to use the Site. By using the Site you represent and warrant that you meet these requirements.
4. Permitted Use
You may access the Site for your personal, non-commercial reading and reference. You must not:
- Copy, reproduce or republish substantial portions of Site content without our prior written consent.
- Attempt to gain unauthorised access to the Site or its underlying systems.
- Use the Site to transmit malicious code, spam or any unlawful content.
- Scrape, crawl or automate the collection of Site content beyond what is allowed by our robots.txt file.
- Misrepresent your identity or use the Site to impersonate any person or entity.
We reserve the right to restrict, suspend or terminate your access to the Site if we reasonably believe you have breached these Terms.
5. Intellectual Property
All content on offerminty.com — including text, images, graphics, logos, layout and code — is owned by Softist Services Private Limited or licensed to us and is protected by copyright, trademark and other intellectual property laws. You may share short excerpts with proper attribution, but wholesale reproduction is not permitted without prior written consent.
6. Editorial Content, Reviews & Comparisons
Content on the Site is provided for general information only and reflects our editorial team’s research and opinions as at the date of publication. Product features, terms, interest rates, fees, exchange rates, offer values and eligibility criteria are set by the third-party product issuer and may change at any time without notice to us. Always check the latest terms with the product issuer before making any decision.
7. Advertising & Affiliate Links
offerminty.com is supported by advertising, including through advertising networks such as Google AdSense, and by affiliate / referral partnerships. We may earn a commission when you click certain links and complete an action such as opening an account. These commercial relationships do not influence our editorial recommendations, and we clearly disclose them in the site-wide Advertiser Disclosure on the homepage.
Third-party advertisements are supplied by third-party ad networks. We are not responsible for the content, accuracy, legality or safety of third-party advertisements.
8. Third-Party Links
The Site contains links to third-party websites. We do not control those websites and are not responsible for their content, terms, privacy practices or the goods and services they offer. Your use of any third-party site is at your own risk and subject to that site’s own terms.
9. No Financial, Tax or Legal Advice
Nothing on offerminty.com constitutes financial, investment, tax or legal advice. Every reader’s circumstances are different, and you should consult a qualified professional before making any financial, tax or legal decision based on information you read on the Site.
10. Disclaimer of Warranties
The Site is provided on an “as is” and “as available” basis without warranties of any kind, express or implied. To the maximum extent permitted by law we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy and freedom from computer viruses. We do not warrant that the Site will be uninterrupted, error-free or available at all times.
11. Limitation of Liability
To the maximum extent permitted by applicable law, in no event will Softist Services Private Limited, its officers, directors, employees, agents, licensors or content contributors be liable to you for any indirect, incidental, special, consequential, punitive or exemplary damages (including loss of profits, loss of data or loss of goodwill) arising out of or in connection with your use of, or inability to use, the Site or any content on it. Our aggregate liability for any claim arising out of these Terms or your use of the Site is limited to INR 1,000 (Indian Rupees one thousand).
12. Indemnity
You agree to indemnify and hold harmless Softist Services Private Limited and its officers, directors, employees and agents from and against any claims, liabilities, damages, losses and expenses (including reasonable legal fees) arising out of or in any way connected with your breach of these Terms, your violation of any applicable law, or your infringement of any third-party right.
13. Changes to the Site & These Terms
We may change, update or discontinue any part of the Site — including content, features and availability — at any time without notice. We may also update these Terms from time to time. The updated Terms will be posted on this page with a new “Last updated” date. Your continued use of the Site after the update constitutes your acceptance of the new Terms.
14. Governing Law & Jurisdiction
These Terms are governed by the laws of the Republic of India, without regard to its conflict of laws principles. Subject to section 15 (Grievance) below, the courts at Gurugram, Haryana, India shall have exclusive jurisdiction over any dispute arising out of or in connection with these Terms or your use of the Site.
15. Grievance Officer
In accordance with the Information Technology Act, 2000 and the Consumer Protection Act, 2019 (India), any grievance about content or use of the Site may be sent to our Grievance Officer at:
Grievance Officer — offerminty.com
Softist Services Private Limited
Magnum Tower, Sector 58, Gurgaon – 122011, Haryana, India
Email: contact@offerminty.com
We aim to acknowledge grievances within 24 hours and resolve them within 15 days from the date of receipt.
16. Force Majeure
We are not liable for any failure or delay in performing our obligations under these Terms caused by events beyond our reasonable control, including acts of God, natural disasters, war, terrorism, riots, government action, pandemic, hosting provider failure, or telecommunications failure.
17. Severability & Waiver
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions shall continue in full force and effect. Our failure to enforce any right or provision of these Terms shall not be treated as a waiver of that right or provision.
18. Entire Agreement
These Terms, together with our Privacy Policy and any other legal notices published on the Site, constitute the entire agreement between you and Softist Services Private Limited regarding your use of the Site and supersede any prior agreement.
19. Contact
Questions about these Terms should be sent to:
- Email: contact@offerminty.com
- Post: Softist Services Private Limited, Magnum Tower, Sector 58, Gurgaon – 122011, Haryana, India